Only 10 spots available per month
Are you ready to build a freedom portfolio that
lets your money work for you?
Learn how to build €1M step by step
The 90-day mentorship for people living in Germany who want to start investing with ETFs
Enrollment closes once spots are filled, so don’t wait
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The Cost of Waiting Is Real
You live and work in Germany
You work hard. You earn well. You’ve built a solid life
But when it comes to investing, you’re still on the sidelines
Not because you lack discipline
But because no one ever showed you how to actually build wealth here
The system in Germany can feel complex at first
But it is highly structured
And once you understand that structure, investing becomes simple
Inflation quietly eats away at your savings.
Compounding works for people who started investing years ago.
And your financial freedom gets pushed further and further into the future.
When your money starts working for you instead of you working for it, that’s when financial freedom begins
The option to step away from a job that drains you
The option to take a break without financial stress
The option to work because you want to, not because you have to
The option to retire earlier
Real Clients, Real Results
Hear directly from clients who transformed their financial lives
"Everything felt much clearer after our session"
Danijela K
Content Creator
"You explained it in such a simple and practical way"
Milica
Consultant
"I finally know where to start and feel confident"
Alexandra
Lawyer
Meet Your Mentor Dr. Danica Cicmil
My name is Danica
I came to Germany as a student and built my career here
I have a PhD in Finance and more than a decade of experience building investment strategies for pension funds, institutions, and high net worth investors
On paper, I looked like someone who understood money
But here is what most people did not see
There were periods in my life when I was living paycheck to paycheck
Times my credit card went negative
Times I was afraid to invest my own savings
While I was helping others build wealth, I was not building my own
And I was doing all of this while living alone in Germany
Trying to understand how investing actually works here
Taxes
Brokers
Where to start
What to trust
No one clearly explains this
Even when I had knowledge
I hesitated
I overthought
I waited for the perfect moment
And the perfect moment never came
So I stopped waiting and started
Because the truth is there is no perfect moment
We do not need more information
We need structure, clarity, and guidance
I did not have that support when I started so I built it
That became the Money Peace Mastermind
The Money Peace Mastermind
This mentorship exists to move you from dependence on a paycheck to building real financial freedom through ETF Investing
Within 90 days you will:
Feel calm and confident about your financial decisions
Understand how investing in Germany actually works, including taxes, brokers, and ETF investing
Have a clear strategy working quietly in the background
Stop overthinking and start trusting your financial plan
Experience the peace of mind that comes from knowing your money works for you
Begin building the freedom to spend more time on what truly matters, your family, your life, your future
Your "set and forget" system in place
The Four-Step Approach
This is not theory, it is execution
01
Awareness
We assess where you are today including your income, expenses, savings, financial setup in Germany, and tax situation, define where you want to go, and build a clear, realistic strategy that works within the German system
02
Safety
You understand exactly what risks you are taking, how ETF investing in Germany actually works, including taxes and long-term structure, what volatility means, and what temporary drops actually represent, with no surprises
03
Structure
We design your personalized wealth strategy with strategic portfolio allocation, a clear asset mix, a structured contribution plan, and defined rules
04
Automation
Your investments are implemented and automated, your wealth compounds quietly in the background, and this is where financial freedom becomes real
What You Receive
Bi-weekly private mentorship calls
A personalized freedom portfolio
Professional-level portfolio architecture
Risk clarity and emotional stability
Full automation setup
Community and accountability
Financial advisors charge tens of thousands for this level of strategic portfolio construction
Real Clients, Real Results
Don't just take our word for it hear from clients who transformed their financial lives
"After our session everything felt much clearer you explained the key concepts in a simple and practical way and I honestly felt relieved it turned out it was not as complicated as I had imagined"
Danijela K.
Content Creator
"I had never invested before and always felt overwhelmed by money decisions now I finally know where to start and feel confident taking the first steps"
Nada
Event Manager
"I found the right property in Amsterdam and submitted an offer I did everything like we discussed this guidance was exactly what I needed"
Maria
Real Estate Investor
"Your course was truly eye opening and packed with practical knowledge I feel much more confident about real estate and investments now you are an amazing mentor!"
Kristina T.
Entrepreneur
Straight From Their DMs
Real messages. Unedited
Are some of these questions on the back of your mind?
Is this only for people living in Germany?
Yes. The program is specifically built around the German investing system, including taxes, brokers, and ETF structures.
If you are based in another European country, the mentoring can be adjusted to fit your local environment.
Is this a course or a mentorship?
This is a hands-on mentorship. You get personalized guidance, strategy, and accountability, not just pre-recorded videos.
How do I apply?
Click the Apply button to book a free discovery call. We'll discuss your goals and determine if the program is the right fit for you.
What if I lose Money?
Markets move. That is normal. What creates fear is not volatility, it is lack of structure. Inside the mentorship, we build your portfolio with proper risk management so you understand exactly what you are invested in and why.
What if I pick the wrong thing?
This is not guessing. It is strategic allocation. You won't be picking blindly. We use a structured, evidence-based approach to portfolio construction.
I don't have enough to start.
You do not need perfection. You need a system. We work with what you have and build a system that grows with you. Starting small is infinitely better than not starting at all.
Now is not the right time.
There will always be uncertainty. Financial freedom rewards action, not perfect timing. Every day you wait, you lose compounding.
I am late.
Starting now with structure is infinitely more powerful than waiting another year. Many of our clients started in their 30s, 40s, and even 50s and built meaningful wealth.
The Peace of Mind Guarantee
I believe in this program so deeply that I remove the risk from you.
If after 90 days you cannot honestly tell a close friend that this was worth it…
You receive a full refund.
No stress, No awkward conversations, No justification
If you complete the program and do not walk away with your fully structured and automated freedom portfolio, you get your money back.
I take the risk, Not you.
Limited spots. Only 10 women accepted per month.
Ready to Build Your Freedom Portfolio?
Schedule a free, no-obligation call to see if Money Peace Mastermind is the right fit for you
We'll discuss your financial goals and create a personalized action plan.
Only 10 Spots Per Month. Once filled, enrollment closes.
This Could Be the Year You Stop Saying "Next Year"
If you are ready to stop working only for money…
If you are ready to build your freedom portfolio…
If you are ready to let your money work for you…
Another year of waiting is not neutral. It is lost compounding. It is delayed freedom.
Apply for a call We will assess where you are and whether this is the right next step.
Only 10 spots open per month. Once filled, enrollment closes.
Investing Academy by Dr. Danica Cicmil
Prenzlauer Berg 216, 10405 Berlin
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